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Commercial Property

Commercial Property Finance

Clear Advice For Borrowers and Lenders

Finance is at the heart of many property deals. Whether you are securing funding for a purchase, refinancing an existing property, or providing short-term lending, you need clear legal advice to protect your position and keep funds flowing. At Gordons Partnership, we act for both borrowers and lenders, helping transactions progress quickly and securely.

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Why Clarity Matters in Property Finance

Lending arrangements can be complex, with strict requirements from banks and private lenders. Overlooked conditions or poorly drafted documents can cause delays, create risk, or even derail a transaction. Borrowers need to know that funds will be available on time. Lenders need confidence that their security is sound.

We make the process straightforward. Our team explains obligations in plain English, manages lender requirements efficiently, and ensures all parties are protected.

How We Work With You

We advise on secured lending, refinancing and short-term finance arrangements such as bridging loans. Our approach is:

Efficient

Working to tight timescales to avoid disruption.

Protective

Ensuring security is properly documented and enforceable.

Practical

Finding solutions to issues that might otherwise block funding.

A Typical Process in Property Finance

While every transaction has its own features, the stages usually include:

  • 1

    Initial Instructions

    1

    Initial Instructions

    We confirm the terms of the loan and gather key documents, including facility letters and details of the property to be charged.

  • 2

    Due Diligence

    2

    Due Diligence

    We investigate title, leases, planning and any issues that may affect the value of the property or the lender’s security.

  • 3

    Satisfying Lender Requirements

    3

    Satisfying Lender Requirements

    We deal with conditions such as energy performance certificates, indemnity policies or structural reports, ensuring the lender’s position is secure.

  • 4

    Certificates and Documentation

    4

    Certificates and Documentation

    We draft and finalise reports on title, certificates of title, and security documents such as legal charges or debentures.

  • 5

    Completion

    5

    Completion

    Funds are released, the loan is drawn down, and security is registered.

  • 6

    Post-Completion

    6

    Post-Completion

    We handle filings at Companies House and the Land Registry, and confirm that all requirements have been satisfied.

Why People Choose Gordons Partnership

Clients rely on us because we:

Act for both lenders and borrowers, giving us insight into both sides of the transaction.

Work to demanding timescales without sacrificing attention to detail.

Provide straightforward advice so you always understand your obligations.

Meet Our Commercial Property Team

If you need advice on any commercial property matter, please do not hesitate to contact our commercial property team.

Speak to Our Commercial Property Team

Finance transactions often move quickly. Involving us early ensures that issues are identified before they cause delay, and that funds are available when you need them.

Gordons Partnership – clarity and confidence in legal advice, from people you can trust.

To discuss a property finance matter:

Call us on 01483 451900 (Guildford) or 020 7424 9421 (London)

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